The financial plumbing that lets you collect commission without the chaos.
Our Merchant of Record architecture powers payments across SuperTravel AI. Virtual cards, nine-currency FX, daily commission sweeps, and enterprise-grade payment security — all so your agency never has to sign a contract with a supplier again.
Merchant of Record, at the payments layer.
When a client books an upsell inside your branded app — a tour, an airport transfer, an eSIM — the transaction doesn’t flow from client directly to supplier. It flows through SuperTravel AI as Merchant of Record, powered by virtual cards issued in real time for each purchase.
The client pays us. We pay the supplier. Your commission sweeps to your connected account daily. The architecture keeps your agency out of PCI scope, eliminates supplier contract management, and gives you clean month-end reporting with a single reconciliation surface.
Virtual card issuance
A unique card is issued for every transaction, giving full audit trail and per-purchase spend controls.
Multi-currency wallet
Hold and convert across 9 currencies — USD, EUR, GBP, ILS, CHF, CAD, AUD, JPY, AED.
Global payout rails
Pay suppliers in their local currency; receive commission in yours. No FX surprises.
Daily commission sweep
Commission consolidates and sweeps to your connected bank account every 24 hours, automatically.
PCI scope minimization
Our payments layer handles card data tokenization end-to-end. Your agency never touches raw card numbers.
Accounting exports
Monthly CSV and Xero/QuickBooks-compatible reports with transaction-level detail.
The architecture that lets you sell anything, from anyone.
Most agencies that try to add ancillary revenue streams end up drowning in supplier contracts. The tours platform wants one agreement. The transfers platform wants another. The eSIM provider has its own payout terms. The airport-pickup provider has theirs. The visa platform has theirs. Multiply that by every country, every currency, every compliance regime.
Merchant of Record collapses all of that into one relationship. Ours. You sign with us. We sign with the suppliers. Our payments layer handles the money movement. Your agency gets to focus on selling, not paperwork.
That’s the whole point of the architecture: we make supplier complexity invisible to your operation.
Enterprise-grade, by design.
Our payments partner is regulated as a financial institution across the US, UK, EU, Australia, Hong Kong, and Singapore. Card issuance runs on a major global card network. Transaction data is encrypted in transit and at rest. SuperTravel AI inherits those protections end-to-end.
For enterprise agencies with strict compliance requirements, we offer dedicated sub-accounts, custom approval workflows, and enhanced transaction-level reporting on request.